My husband and I took advantage of the recent drop in interest rates to refinance our home. (It is amazing how much money you can save by lowering your interest rate by a point!) We signed piles and piles of paper work at closing, but there is only one document than stands out in my mind — the page that contained my husband and my credit scores.
While my days are primarily spent surrounded by little ones, my mom and my mother in law spend many of their days surrounded by the elderly. My 90-year-old grandmother and my husband’s 88-year-old grandmother both live locally and find themselves in need of constant care.
It was one of those emails that takes your breath away. I wasn’t expecting it, I couldn’t have been, and opening that email left me stunned. My childhood best friend has breast cancer. Breast cancer. We are 33 years old. We are moms. We are too young. We are too healthy. We were just kids….
Soon after we found out I was pregnant with our first daughter we did two things – made a will (for each my husband and I) and purchased life insurance for my husband. We had already been married for two years, but prior to the pregnancy neither seemed like an urgent need to a couple of 20-somethings. Those…